Pricing
Your first calculation is free: sign up, upload, and see full results on screen. Paid access unlocks PDF and XLSX downloads, unlimited recalculations, and additional accounts.
- 1 full calculation
- Complete results on screen
- Every CRA rule the paid tiers use
- One uploaded file, any number of accounts
- Up to 2 accounts
- Unlimited calculations and recalculations
- Full-history multi-file uploads
- PDF and XLSX exports
- ETF tax factors, trade editor, T5008 checker
- Everything in Standard
- Unlimited accounts and brokers
- Built for multi-broker, options, and USD traders
- Priority support
- Everything in Pro
- Professional-use license for client work
- Client dashboard with statuses and batch runs
- Transaction-level ACB continuity ledger in every workpaper
- Filing summary and methodology letter on your letterhead
- White-label branding: your logo replaces ours on client deliverables
- Uncapped calculation history
- Priority support
Learn more about the Accountant tier →
Get Accountant →What is included
- Interactive Brokers Flex Query XML parsing
- Questrade Activity Report XLSX parsing
- Wealthsimple Activity Export CSV parsing
- Any other broker via the universal CSV/XLSX column mapper for trade, income, option, split, and rename rows
- ACB pooling across all accounts under Canadian ITA s. 47(1)
- Superficial loss detection with the full CRA three-limiter formula
- Cross-account superficial loss detection (TFSA, RRSP, RRIF, FHSA)
- FX cash pool ACB with the $200 annual net gain or loss exemption for individuals
- Per-leg Bank of Canada FX rates: cost at the buy-date rate, proceeds at the sell-date rate
- Options exercise and assignment linking for calls and puts
- Corporate actions: splits, mergers, return of capital, name changes, and standard cost-base spinoffs
- Verified ETF tax factors (ROC and reinvested distributions) for 200+ Canadian funds
- T1135 foreign property warnings at the $100,000 threshold
- Audit-grade PDF: Schedule 3 figures plus per-disposition Capital Gains Detail, superficial loss linkage, and Broker Reconciliation - see exactly what is calculated
- Broker Reconciliation: engine vs IBKR realized P&L, plus a T5008 checker for any broker
- XLSX report (per-disposition breakdown and raw trades)
- JSON data file (full calculation detail)
- Calculation history with up to 25 stored calculations
- Inline trade editor: fix, add, or delete rows and recalculate without re-uploading (Raw Trades XLSX re-import too)
- Short sale tracking with correct cross-year ACB
- Multi-account upload in a single session
Why this price
An accountant typically charges $200-$400 per hour to review and correct your adjusted cost base, and that assumes you can hand them clean records to start. ActiveACB does the work in seconds, produces a filing-ready report, and gives you the detail to verify every number yourself.
If the CRA reassesses a return where you filed using the T5008 Box 20 figure instead of the correct ACB, you pay the tax owing plus arrears interest (currently 9% per year). A single reassessment on one position will cost more than a decade of ActiveACB seasons.
Frequently asked questions
Can I run multiple calculations?
Yes. Season access gives you unlimited calculations for the duration of the tax season. You can re-run with corrected files, add a second brokerage account, or recalculate a different tax year at no extra cost. Standard and Pro keep your 25 most recent calculations in history for re-download; Accountant licenses keep unlimited history.
Is this a subscription?
No. Season access is a one-time payment. It does not auto-renew. When the next tax season opens, you would purchase again if you want to use the tool that year.
What if I need to amend my return after filing?
As long as your season access is still active, re-run the calculation with any corrections and download a new report. If your access has expired, contact support and we will work something out.
What is not covered?
Cryptocurrency, non-calendar fiscal years, and U.S. wash-sale rules. ETF return-of-capital adjustments are automated for over 200 Canadian ETFs with verified issuer data; other funds can be entered per unit in the review panel. A full list is at activeacb.ca/methodology.
What does the PDF report actually contain?
The PDF is a filing-ready report formatted for your accountant or for manual entry into your tax software. It shows your total capital gains and losses by security, your net capital gain (or loss) for the year, your Schedule 3 line figures, a per-disposition Capital Gains Detail table, superficial loss detail with replacement linkage, short sales, FX gains under s. 39(1.1), and a Broker Reconciliation section for IBKR uploads. It also lists any warnings the engine flagged, such as T1135 thresholds or events that required a manual assumption.
Can I calculate for multiple tax years?
Yes. Season access lets you run calculations for any tax year from 2021 onwards, as many times as you need. For each calculation you select the tax year you want reported. Upload your full trading history regardless of year. The engine builds correct pooled ACB from inception and reports only the dispositions from your selected year.
What if my uploaded file has errors or is missing trades?
The engine flags any events it cannot resolve, including missing corporate actions, unmatched option exercises, or broker-reported data gaps, as warnings in your report. To correct them, download your Raw Trades XLSX from your calculation history, edit the relevant rows in Excel, and re-upload. The engine processes the corrected file and produces a new report. You can iterate as many times as needed within your season access.
How accurate is this for the CRA?
The engine enforces every major CRA ACB rule: ITA s. 47(1) pooling, the superficial loss three-limiter formula under ITA s. 54, FX cash pool ACB under ITA s. 39(1.1), options exercise and assignment linking under ITA s. 49, and corporate action handling. It runs over 2,800 automated tests. A full description of every rule enforced and every known limitation is at activeacb.ca/methodology. ActiveACB produces a calculation, not professional tax advice. If your situation involves unusual corporate actions, cross-border estates, or section 85 rollovers, a tax professional should review the output.
Can I re-download my report later?
Yes. Your 25 most recent calculations are stored in your account history. You can re-download the PDF, XLSX, and JSON files for any of them at any time, as long as your account is active. You do not need to re-run a calculation to get your report again.
Do I still need an accountant?
For most investors with standard trading activity across IBKR, Questrade, and Wealthsimple accounts, ActiveACB produces a complete and accurate calculation you can file directly or hand to an accountant for review. If your situation involves unusual corporate actions, non-resident status, section 85 rollovers, or other complex events, an accountant familiar with capital gains is the right call. ActiveACB gives that accountant correct ACB figures to work with instead of the T5008 Box 20 number that the CRA itself warns may be wrong.